Thursday, October 13, 2011

Butterflies

It has started...

I had a thought the other day of "This is it."  Time is just flying by and before I know it, it will be time to check out.  I felt a slight flutter in the pit of my stomach.  There is so much to do and so little time.  I am at the helm of it all, having done this before, I know more of what needs to be done and my husband is just following my lead.

I downloaded a new book to my Kindle and it is full of so much information about retiring to Mexico (where we will start) that I have numerous bookmarks throughout it already!  I am excited and nervous, all at the same time.  Are we doing the right thing, will it all work out, etc., etc.

I felt better today after having a discussion with coworkers about where this country is heading, given the financial and political situation.  I have acknowledged that we are going to see the crime rate go up and more and more people taking their own lives over the hopelessness of the situation.  How much can those of us that are not in that percentage of 'the wealthy Americans' going to be able to take before we crack?  I remind myself that soon it will not be a problem for us because we will be far away from it all, living very comfortably on what little money we will receive every month, along with my pension and 401k (unless the 401k is completely diminished before I retire).

I've already opened my bank account with the credit union.  Higher CD rates (even at their lowest right now) and not having to pay to use my own $$ when presenting my debit card.  I have now found out that Banamex (the national bank of Mexico) has an office in Los Angeles, where I can open an account and have funds deposited to draw on down there.  No fees and no caps on how much we can draw out!  I can keep the credit union account for the savings and CDs and just transfer over when, and if, we need additional funds.  Don't think that will be a problem if we have our SS checks deposited to the Banamex account.

So, yes, I am excited, nervous and anticipating fun and adventure over the next several months.  Stay tuned!

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